:root {
  --navy: #051F44;
  --navy-soft: #0C2F5E;
  --gold: #CDA66F;
  --teal: #0D6E66;
  --teal-light: #7FC4BC;
  --white: #FFFFFF;
  --offwhite: #F7F8FA;
  --gray: #5A6577;
  --gray-line: #DDE1E8;
  --maxw: 1120px;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
}

body {
  margin: 0;
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  color: var(--navy);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3 {
  font-family: 'Playfair Display', Georgia, serif;
  font-weight: 600;
  line-height: 1.15;
  margin: 0 0 0.5em;
  letter-spacing: -0.01em;
}
h1 { font-size: clamp(2.4rem, 5.5vw, 3.8rem); }
h2 { font-size: clamp(1.8rem, 3.6vw, 2.6rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1.1em; max-width: 68ch; }

a { color: var(--teal); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--navy); }
:focus-visible { outline: 3px solid var(--teal); outline-offset: 3px; }

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 760px; }

/* ---------- header ---------- */
.site-header {
  border-bottom: 1px solid var(--gray-line);
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.96);
  backdrop-filter: saturate(180%) blur(8px);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px; min-height: 74px;
}
.logo { display: inline-block; text-decoration: none; line-height: 1; }
.logo .mark {
  font-size: 25px; letter-spacing: 0.04em; font-weight: 700; color: var(--navy);
}
.logo .mark em { font-style: normal; font-weight: 300; color: var(--teal); }
.logo .rule { display: block; height: 2px; background: var(--gold); margin-top: 5px; }

.nav { display: flex; align-items: center; gap: 28px; }
.nav a {
  color: var(--navy); text-decoration: none; font-size: 15px; font-weight: 500;
  padding: 6px 0; border-bottom: 2px solid transparent;
}
.nav a:hover, .nav a[aria-current="page"] { border-bottom-color: var(--gold); }
.nav-toggle { display: none; }

@media (max-width: 860px) {
  .nav {
    display: none; position: absolute; top: 74px; left: 0; right: 0;
    flex-direction: column; align-items: flex-start; gap: 0;
    background: var(--white); border-bottom: 1px solid var(--gray-line); padding: 8px 24px 20px;
  }
  .nav.open { display: flex; }
  .nav a { width: 100%; padding: 12px 0; border-bottom: 1px solid var(--gray-line); }
  .nav .btn { margin-top: 14px; }
  .nav-toggle {
    display: inline-flex; align-items: center; gap: 8px; background: none;
    border: 1px solid var(--gray-line); border-radius: 6px; padding: 9px 14px;
    font: inherit; font-size: 15px; color: var(--navy); cursor: pointer;
  }
}

/* ---------- buttons ---------- */
.btn {
  display: inline-block; padding: 14px 26px; border-radius: 6px;
  font-size: 16px; font-weight: 500; text-decoration: none; border: 2px solid transparent;
  transition: background-color .15s ease, border-color .15s ease, color .15s ease;
  cursor: pointer;
}
.btn.btn-primary { background: var(--teal); color: var(--white); }
.btn.btn-primary:hover { background: #0A574F; color: var(--white); }
.btn.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn.btn-light { background: var(--teal); color: var(--white); }
.btn.btn-light:hover { background: #0A574F; color: var(--white); }
.btn-sm { padding: 10px 18px; font-size: 15px; }

/* ---------- sections ---------- */
section { padding: 84px 0; }
section.tight { padding: 56px 0; }
.alt { background: var(--offwhite); }
.dark { background: var(--navy); color: var(--white); }
.dark h1, .dark h2, .dark h3 { color: var(--white); }
.dark p { color: #C6CEDB; }
.dark a { color: var(--teal-light); }

.lede { font-size: 1.2rem; color: var(--gray); }
.dark .lede { color: #C6CEDB; }

/* ---------- hero ---------- */
.hero { padding: 76px 0 88px; }
.hero-grid {
  display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 64px; align-items: center;
}
@media (max-width: 900px) { .hero-grid { grid-template-columns: 1fr; gap: 44px; } }
.hero h1 { margin-bottom: 0.35em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 28px; }

/* ---------- payout statement (hero device) ---------- */
.statement {
  background: var(--navy); color: var(--white); border-radius: 10px;
  padding: 30px 32px 26px; box-shadow: 0 1px 0 var(--gold);
}
.statement-head {
  display: flex; justify-content: space-between; align-items: baseline;
  padding-bottom: 14px; border-bottom: 1px solid rgba(255,255,255,0.18);
  font-size: 14px; color: var(--teal-light);
}
.statement-row {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 15px 0; border-bottom: 1px solid rgba(255,255,255,0.10);
  font-size: 16px;
}
.statement-row span:last-child { font-variant-numeric: tabular-nums; }
.statement-row.loss { color: var(--gold); }
.statement-row.loss span:last-child {
  font-family: 'Playfair Display', Georgia, serif; font-size: 2.5rem; line-height: 1.1;
}
.statement-row.gain { border-bottom: none; color: var(--teal-light); }
.statement-note {
  font-size: 13px; color: #9AA7BC; margin: 14px 0 0; line-height: 1.5; max-width: none;
}

/* ---------- steps ---------- */
.steps { counter-reset: step; display: grid; gap: 34px; margin-top: 44px; }
.step { display: grid; grid-template-columns: 54px 1fr; gap: 22px; align-items: start; }
.step::before {
  counter-increment: step; content: counter(step);
  font-family: 'Playfair Display', Georgia, serif; font-size: 1.7rem; color: var(--gold);
  border-top: 2px solid var(--gold); padding-top: 8px;
}
.step h3 { margin-bottom: 0.3em; }
.step p { margin: 0; }

/* ---------- tier cards ---------- */
.tiers { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; margin-top: 46px; }
@media (max-width: 900px) { .tiers { grid-template-columns: 1fr; } }
.tier {
  border: 1px solid var(--gray-line); border-radius: 10px; padding: 32px 28px 30px;
  background: var(--white); display: flex; flex-direction: column;
}
.tier.featured { border: 2px solid var(--teal); }
.tier-name {
  font-family: 'Playfair Display', Georgia, serif; font-size: 1.6rem; margin: 0 0 2px;
}
.tier-for { font-size: 14px; color: var(--gray); margin: 0 0 20px; }
.tier-price {
  font-family: 'Playfair Display', Georgia, serif; font-size: 2.6rem; line-height: 1;
}
.tier-price small { font-family: 'Inter', sans-serif; font-size: 15px; color: var(--gray); font-weight: 400; }
.tier-setup { font-size: 14px; color: var(--gray); margin: 8px 0 22px; }
.tier ul { list-style: none; padding: 0; margin: 0 0 26px; font-size: 15.5px; }
.tier li { padding: 8px 0 8px 26px; position: relative; border-bottom: 1px solid var(--offwhite); }
.tier li::before {
  content: ""; position: absolute; left: 4px; top: 17px;
  width: 9px; height: 2px; background: var(--gold);
}
.tier .btn { margin-top: auto; text-align: center; }
.badge {
  display: inline-block; background: var(--teal); color: var(--white);
  font-size: 12px; letter-spacing: 0.06em; padding: 4px 10px; border-radius: 3px;
  margin-bottom: 12px; font-weight: 500;
}

/* ---------- tables ---------- */
.table-block { margin: 46px 0; overflow-x: auto; }
table { width: 100%; border-collapse: collapse; font-size: 15.5px; min-width: 640px; }
caption {
  text-align: left; font-family: 'Playfair Display', Georgia, serif;
  font-size: 1.35rem; padding-bottom: 14px;
}
th, td { text-align: left; padding: 13px 16px; border-bottom: 1px solid var(--gray-line); }
thead th { border-bottom: 2px solid var(--navy); font-weight: 500; white-space: nowrap; }
tbody th { font-weight: 400; }
td.c, th.c { text-align: center; }
tbody tr:hover { background: var(--offwhite); }
.yes { color: var(--teal); font-weight: 500; }
.no { color: var(--gray-line); }

/* ---------- callout ---------- */
.callout {
  border-left: 3px solid var(--gold); padding: 4px 0 4px 22px; margin: 34px 0;
  border-radius: 0;
}
.callout p:last-child { margin-bottom: 0; }

/* ---------- faq ---------- */
.faq { margin-top: 40px; border-top: 1px solid var(--gray-line); }
.faq details { border-bottom: 1px solid var(--gray-line); }
.faq summary {
  cursor: pointer; padding: 20px 0; font-weight: 500; font-size: 17px;
  list-style: none; display: flex; justify-content: space-between; gap: 20px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--gold); font-size: 22px; line-height: 1; }
.faq details[open] summary::after { content: "–"; }
.faq details p { padding-bottom: 8px; }

/* ---------- GHL embed slot ---------- */
.embed {
  min-height: 620px; border: 1px dashed var(--gray-line); border-radius: 8px;
  background: var(--offwhite); display: flex; align-items: center; justify-content: center;
  text-align: center; padding: 24px; color: var(--gray); font-size: 15px;
}
.embed iframe { width: 100%; height: 100%; border: 0; min-height: 600px; }
.embed-sm { min-height: 460px; }
.embed-sm iframe { min-height: 440px; }

/* ---------- guides ---------- */
.guide-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; margin-top: 44px; }
@media (max-width: 700px) { .guide-grid { grid-template-columns: 1fr; } }
.guide-card {
  display: block; padding: 28px; border: 1px solid var(--gray-line); border-radius: 8px;
  text-decoration: none; color: inherit; transition: border-color .15s ease;
}
.guide-card:hover { border-color: var(--teal); }
.guide-card h3 { margin: 8px 0 10px; font-size: 1.3rem; }
.guide-card p { margin: 0; color: var(--gray); font-size: 15px; }
.guide-meta {
  font-size: 13px; color: var(--gray); text-transform: uppercase; letter-spacing: 0.04em;
}
.article-meta { font-size: 14px; color: var(--gray); margin: -0.6em 0 1.6em; }
article.narrow h2 { margin-top: 1.4em; }

/* ---------- footer ---------- */
.site-footer { background: var(--navy); color: #C6CEDB; padding: 56px 0 40px; font-size: 15px; }
.footer-grid { display: flex; flex-wrap: wrap; gap: 40px; justify-content: space-between; }
.site-footer a { color: var(--teal-light); text-decoration: none; }
.site-footer a:hover { text-decoration: underline; }
.footer-nav { display: flex; flex-wrap: wrap; gap: 24px; }
.footer-legal {
  margin-top: 40px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,0.14);
  font-size: 13.5px; color: #8B9AB2; max-width: 70ch;
}
.footer-legal p { max-width: none; }
.endorse { color: #8B9AB2; font-size: 14px; margin-top: 12px; }

.skip {
  position: absolute; left: -9999px; background: var(--navy); color: var(--white);
  padding: 12px 20px; z-index: 100;
}
.skip:focus { left: 12px; top: 12px; }
